Today I wish to talk concerning the inner operation, or financing, of Medical health insurance. Have you considered how this costs a person to cover a medical health insurance policy? Never thoughts my contention that running a policy will nothing in order to insure anyone will have a healthy body because these people own a medical health insurance policy. My description of Medical health insurance is that the policy is merely a monetary plan that could or might not pay for the medical providers. Common feeling should inform everyone which paying cash for medical health insurance premiums is merely an additional expense layer along with your real medical costs. The exact same reasoning applies to co-pays which too many people associate with the price of medical providers.
When do this insane medical sales system start, and how made it happen get therefore pervasive? As the pharmacist within the early 1960’s I recall having clients ask me personally for a summary of their doctor prescribed purchases for that year. In the beginning, I believed the listings were in order to justify tax deductions, but because time passed I found that some clients owned insurance plans that might reimburse them for many of their own medical costs.
Obviously if your contract been around for these types of services, it had been between the client and the insurance provider. As the pharmacist my personal fiduciary obligation was towards the customers and never to the insurance providers. I provided the required information in order to customers simply because I possessed a “service business” known as a pharmacy.
That changed beginning about 1967, once the government political figures began purchasing votes through claiming that a lot of children weren’t receiving proper healthcare. That had been the joke politician accustomed to begin the care crisis we now have today. I contend we now have more kids today looking for better healthcare, percentage sensible, than within the 1960’s. If this weren’t true we’d be hearing about this from politicians and also the news press twenty-four hours daily. Instead all of us hear limitless blather regarding everyone needing medical health insurance for much better health and that’s pure rubbish.
I do not have space with this issue in order to expand further to the financial information on health insurance plans, but We thought it vital that you explain just a little history associated with how this particular all began. In the following issue I’ll begin the actual discussion along with information through an economist analyzing the ACA without any experience within the health area. Feel liberated to share this particular with your friends and relations because the greater people learn about health treatment truths, the much better chance we must remedy a poor situation.